17 / Male / Los Angeles
How we helped
My friends would have laid into me if I’d missed that party but Incompetence Insurance bailed me out of the clink and sorted me out with a sick set of stitches which actually seemed to work in my favour with the ladies.
Fogell nabbed himself a fake ID to purchase alcohol for a party with his friends. Unfortunately, while purchasing the alcohol Fogell was punched in the face by a burglar and then detained by Police who quickly realised, he was not 21. Thankfully, Fogell had signed up for FML insurance which covered his medical bills, bail and a team to help him conjure up a cool story to tell his mates once he got back to the party.