How we helped

Oh my god, it hurt so bad, but the pain wasn’t even the worst part – my bike was completely mangled during the accident and I knew I’d be riding the bus to work until I could buy myself a new one. Thankfully, Incompetence Insurance told me they’d make sure my bike was replaced within the week and shouted me a private car home from the hospital.

After a fight with his girlfriend, Andy proceeded to chase down her car on his bicycle which eventually saw Andy taking a short cut and colliding with her car, sending him flying through the air and into a billboard. Andy’s FML coverage meant the team at Incompetence Insurance were ready to help, sending IRL assistance to the hospital to cover his fees and the damage done to his bicycle.